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All purchases on the above Instalment Payment Plans are topic to approval by your bank card issuer. If your buy is not approved by your credit card issuer for these Instalment Payment Plans Apple workers won’t be informed of the reason. Refer to DBS/POSB, UOB, OCBC, HSBC or Standard Chartered websites for circumstances, charges and expenses. Purchases on AMEX and Debit Cards are not eligible for these presents. Corporate bank cards don’t qualify for these Instalment Payment Plan offers.